I must say, before I start, that I’ve always been a saver… I rarely ever ‘splurge’ large amounts of money, and if I do, it will always be on something I’ve lusted after for an extremely long period of time, it’s rarely ever an impulse buy! I love having a goal to work towards, something that motivates and drives me…

A goal is something I consider to be a must; whether you want to save a couple of quid a day, however much a week, or a set amount a month, set yourself a goal. It can honestly be whatever – whether that be a holiday, a car, or a house – set it, and strive for it! The app ‘Money Box‘ helped me visualise this, telling me exactly how much each month I needed to put away in order to reach my target…

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